No, I think if we can manage to convince both the federal government and the provincial governments where we operate to increase that maximum purchase size of $10,000, that will enable us to go back to members, the investment advisers who in particular work for the bank-owned brokerages--the IDA firms--who in recent years have really not been supportive of the asset class simply because they don't make any money selling a $5,000 ticket. And when it comes down to it, that's what motivates them and drives them. So a lot of the money in the earlier years of the labour-sponsored funds did come from the IDA advisers, and we're not seeing that now. So we really have to deal with that issue, and we think it's a real challenge on a go-forward basis, but we've been encouraged by the reception we've been receiving when we talk to officials at both levels of government.
