Again, Mr. Chair, I wasn't able to see this before the meeting.
Obviously in addition to having the meeting with the community to discuss alternatives, as this bill is now asking the bank to do, it is introducing notions of a statistical report, a cost-benefit analysis and so forth. If the bank is engaged in that kind of discussion with the community, one would think the bank has come to the business determination that the branch is either no longer viable or it does not fit the business plan. It can report at length on it, but I would imagine it may not change the fundamental decision and that what is really necessary is for the bank and the branch to engage with the community on alternatives. I think that's what the bill is trying to do.