It is part of the analysis. We do that. If you default on the mortgage, there's still a loss given default. Now it's pooled. So it does happen. I think that's a fundamental part of the process of our analysis. It does occur.
Co-President, DBRS
It is part of the analysis. We do that. If you default on the mortgage, there's still a loss given default. Now it's pooled. So it does happen. I think that's a fundamental part of the process of our analysis. It does occur.
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