I think it would be fair to say that what we've seen in 2007-08 and what we reacted to...it is totally different now from what we were reacting to in 2008. Our businesses weren't prepared for this type of dip. Our banks were in a good situation, but a lot of banks in the U.S. weren't prepared for this type of dip. But now, if you look at our businesses, a lot of them have socked away some capital. So it's not fair to compare what happened in 2008 to what we're seeing today. Is that fair to say?
