This clause matters a whole lot to my family. As you talk about brain cancer, I have a daughter who has been given 12 years...because she has brain cancer. I think this clause speaks very well to the fact that when her miracle happens--because she is in year six. There is no penalty if she has used the funds, right? She can go on to a new program if she so desires, which I think is what we want for these folks, because there are miracles that happen.
I don't think Monsieur Giguère understands the importance of having the words “not likely to survive five years” as opposed to “five years”. It's important to have that. I think this absolutely addresses his concern...and my concern that my daughter won't have a penalty when her miracle happens, and she will be able to start a new plan if that happens.
My question is, if someone survives the five-year period that was not likely to happen, what is required from a medical doctor or the person himself or herself to switch and restart the plan?