The typical one right now is that you pay your bills online, right? You can pay your electricity bill and all of that online. A lot of small businesses would love to have that as an option so that they can pay each other, but to set up a system like that is very expensive for a small business to do, because you have to do it with each separate bank. You have to pay each bank a separate fee. It's quite complicated and difficult to do.
If there were some way we could have an Interac for business-to-business transactions, that would be great. Somewhere where they can automatically just flow funds from one account to another by electronic and very quick means, and in a low-cost way, would be ideal.