We want to thank all the witnesses for being here today.
I realize we probably had asked you originally to go for seven minutes. If there's any way you could cut your presentations to five minutes, that would be helpful. If you can do five that's great, and we certainly won't cut you off. I will let you know when we're getting close to five minutes, and then you can determine what you're able to do.
Can you hear us via video conference?