I think you have a very successful base to build upon out there. There are a lot of native housing providers that have existing stock that can be grown. As an administrator I've always been frustrated by the inability of these mortgagors who are stuck in 35-year CMHC mortgages to leverage their existing housing stock to build more houses, to stay within the CMHC housing stock. If you have all this capital and equity, I'm not sure why you can't draw down upon that to build more units.
Secondly, I think we also need to focus more intensely on aboriginal people owning their own homes, building their own equity and buying their own homes, and having programs in place, like loan forgiveness programs or the CMHC-backed loans or other measures, which are going to help people own their homes sooner.
I think we've had a lot of focus again on emergency sheltering and stage two sheltering kinds of focuses. I think we need to take a longer-term view on moving from social housing concepts to people owning their own homes. I think there's a definite role the federal government can play there.