Thank you very much.
We're talking about access to private capital. Mr. Schindelka was talking about trying to improve and encourage access to private capital. To what extent does the Indian Act itself stand in the way of that? What are the challenges posed by the Indian Act, given that most private capital ventures would like to see equity either in land or in homes, and we know that this isn't so?
What other guarantees can be put forward, other than that kind of equity—land or homes—that could maybe help with access to larger loans and to private venture capital in businesses here? How do you see us getting around some of the challenges presented by the Indian Act? That's the first question I'd like to ask.