Thank you, Chair.
I'd like to thank all the witnesses for coming today. It's important, particularly given the study we're doing.
I'll try to focus my questions to the Aboriginal Capital Corporations.
We know that the aboriginal financial institutions are uniquely positioned in that they are community owned and controlled, and widely dispersed across the country. I believe that in most cases they have something like 20 years of experience on record in risk assessment and debt financing to aboriginals, both on and off reserve.
In our study here we want to focus on the particular point of reserve land management and sustainable development. Given there are more first nations using more progressive land management—for example, the FNLMA—does this affect the community's ability to access commercial capital?