I would just add— and I think this goes to something that Laura said, which is really important—that there are specific initiatives, and there will always be regulatory and legislative initiatives that, by virtue of their necessity, will increase red tape or regulatory burden. Having no complete, accurate measure of what that burden is and being able to fully track where we're at and how we can reduce those numbers makes it difficult, because it gets better sometimes and it gets worse sometimes. We don't have a complete picture of how bad it actually is.