I will answer you in two parts.
Funding is important. More importantly, we need translators. What do I mean by that? I do think that when SMEs have an idea and they want to either improve their product or introduce a new product line, they need some form of prototyping capability, because they have to test things out. Probably, over time...increase the market share to get acceptance, but the prototyping capability is very expensive in terms of capital.