No. Interac has been focused on the wholesale rate, the B2B rate, and on ensuring that it will support continued growth. We've had 40 times growth over the last 10 years. We would love to see 40 times growth over the next 10 years. We'd have to set a price that participants can work with and that works for them. We all expect digital services to have a better price and be more convenient and faster all the time. Interac is no different from any other fintech in that we are striving to meet that expectation of the market.