That helps to clarify it.
I believe the plan is also to expand foreign equity holdings to 49%, according to the statement released on Friday. So it is trying to address some of the opportunities for the Canadian financial service sector. As well, an interesting statistic is that 35% of India's adult population has accounts with lenders and other financial institutions. According to the World Bank, the global average is 50%. If you take 15% of 1.2 billion, there's a big opportunity for financial services.