I think that's an excellent point and something I mentioned in my speech at second reading. The analyses of car thefts estimate that the cost for policyholders across Canada in higher premiums alone is $600 million. So the extra rates we pay to compensate for car thefts cost Canadians $600 million a year.
In addition, the Insurance Bureau of Canada has done analysis of the additional cost to taxpayers, in terms of court costs, policing costs, and things like those, and they are estimated to be about another $400 million a year.
So every year about $1 billion in costs are borne by either policyholders or taxpayers, or both, to deal with this problem.