And in response to a question that may come from my colleagues, if the wish of the committee is that we all agree to raise that to $1 billion from private insurance companies, it's just not that simple. First of all, you have to find somebody who is going to carry that $1 billion insurance. So while we may want to have it, the market out there dictates the amount of coverage you can get. So whether we want $1 billion or not, you still have to find somebody who is going to take that risk. At this time, $650 million seems to be the comfort zone between the actual insurers and the government. So that's where we stand.
