It's hard for me to see a better way at the time, recognizing where we were. If you look at what other countries have done around the world in that same circumstance, they adopted their own variants of these kinds of programs.
Could some things have been done a bit better on our part or others'? Yes, potentially, but we were all working very hard to get this out and to get the money into the hands of people right away. I think we were cognizant of the risks and the necessity to come back and check at the end of the day, but it's hard for me—and I'm only one person—to think of what that better way might have been.